Access to the Middey Application
To access Middey, you must create an account with us, which can be used on a mobile device running an operating system supported by us. While opening and managing your account, all information provided must be true, accurate, and complete. Providing false information of any kind may result in the freezing or termination of your account. You must update all account information when a change occurs. You are responsible for keeping your account and password secure and maintaining the confidentiality of your password. Additionally, you are completely responsible for all activities that occur under the account and any other actions taken in connection with it. You must immediately notify us of any unauthorized access or usage of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind suffered as a result of such acts or omissions. By default, we keep you logged into our platform, however, you can always amend these preferences. To log back in, you will need to enter your email and password. We may notify you from time to time about changes in the security information.
Only funded accounts will be able to process payments. We may block requested payments if;
- The transaction will take your balance below zero
- We suspect criminal activity on your account
- You go over your payment limits
Fee & Charges
Charges will be levied for using some of the services on your Account. Please keep in mind that you may be required to pay additional costs such as taxes and transfer fees, which are beyond our control and are not imposed by us.
Middey enforces a strict policy against money laundering, terrorism, funding, and conducting of businesses with entities/individuals situated in territories subject to trade sanctions and/or individually subject to such sanctions. In addition to other prohibitions as outlined in this Agreement, you are prohibited from using the Platform or its Content in any of the following scenarios
For any unlawful purpose, which may include, but is not limited to;
- Soliciting others to perform or participate in any unlawful acts;
- Violating any international, federal, state, or local government regulations, rules, laws, or local ordinances;
- Infringing upon or violate our intellectual property rights or the intellectual property rights of others;
- Harassing, abusing, insulting, harming, defaming, slandering, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
- Submitting false or misleading information;
- Uploading or transmitting viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or any related mobile application, other mobile applications, or the Internet;
To collect or track the personal information of others;
To spam, phish, pharm, pretext, spider, crawl, or scrape;
For any obscene or immoral purpose; or
To interfere with or circumvent the security features of the Service or any related mobile application, other mobile applications, or the Internet. We reserve the right to terminate your use of the Service or any related mobile application for violating any of the prohibited uses.
You furthermore agree that any amounts paid to us by you shall not be proceeds from illegal activities. Should it be suspected and or/ proven by us that the Service is being used for illegal and/or illicit purposes, we reserve the right to immediately terminate the Services available to you and additionally reserve our rights to report your conduct to the relevant legal authorities for investigation and possible prosecution.
Termination Or Discontinuation Of Service
You can close your account at any time. To close your account, contact us @[email protected].
Middey may in its sole discretion, suspend or terminate your access to the Service, or discontinue providing the Service or any part of the Service at any time, with or without notice. We will close your account immediately if we believe you have;
- Broken our terms and conditions
- Broken the law or attempted to break the law
- Given Middey false information
- Put Middey in a position that would result in us breaking the law
- Being abusive to anyone in the Middey.
You agree that we will not be responsible or liable to you or any third party for discontinuing the service or for terminating or suspending your access to the Service.
This Agreement does not transfer to you any intellectual property owned by Middey or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with Middey All intellectual property, including but not limited to trademarks, service marks, graphics and logos used in connection with our Mobile Application or Services, are owned by Middey. Your use of our Mobile Application and Services grants you no right or license to reproduce or otherwise use Middey intellectual property.
All rights reserved. No part of the Mobile Application may be copied, reproduced, ripped, recorded, re-engineered, decompiled, disassembled, modified, distributed, or transmitted in any form or by any means either electronic or mechanical methods, without the prior written permission of Middey. You shall also not sell, rent, lease, sublicense or otherwise transfer rights to the Mobile Application.
Technology Limitations And Modifications
Middey will make reasonable efforts to keep the Mobile Application operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions. Middey reserves the right, periodically and at any time, to modify or discontinue, temporarily or permanently, functions and features of the Mobile Application, with or without notice, all without liability to you for any interruption, modification, or discontinuation of the Mobile Application Service or any function or feature thereof. You understand and agree that we have no obligation to maintain, support, upgrade, or update the Service, or to provide all or any specific content through the Service.
This Service is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Your use of the Mobile Application and any other material or services downloaded or made available to you through the software is at your discretion and risk, and you are solely responsible for any damage resulting from their use.
Limitation Of Liability
In no event will Middey, its officers, directors, employees, agents, suppliers, or licensors be liable for any direct, indirect, punitive or incidental, special, consequential damages or any damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use or content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) whatsoever however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if Middeyhas been advised as to the possibility of such damages or could have foreseen such damages.
Please keep your phone, email address, and password safe at all times. If we discover any security issues that may affect your account, we will be in contact with you as soon as possible.
You agree to indemnify and hold Middey and its affiliates, directors, officers, employees, and agents harmless from and against any liabilities, losses, damages, or costs, including reasonable attorneys’ fees, incurred in connection with or arising from any third-party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your Content, your use of the Mobile Application or Services or any willful misconduct on your part.
Please contact us if you have a complaint, and we will try our best to resolve it.
Parties agree to make their best efforts to resolve any dispute or difference of opinion arising from or in connection with this Agreement amicably through mutual dialogue.
Where the Parties are unable to resolve the dispute through mutual agreement within 30 days from receiving the Notice of Dispute, the dispute shall be submitted to arbitration in the English language by the Arbitration and Conciliation Act Cap. A18, Laws of the Federation of Nigeria 2004, or any amendment thereto.
The place of arbitration shall be the Federal Capital City, Abuja, Nigeria and there shall be a sole arbitrator who shall be appointed jointly by the parties. Where the parties fail or are unable to jointly agree on the appointment, they shall approach the Court of International Arbitration to appoint a sole arbitrator who shall be competent to adjudicate on the issue in dispute. The arbitral award shall be final and binding between the Parties.
Changes and Amendments